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description: Here are a few examples to help illustrate how the eligibility is determined.
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# Some examples

### Tier 1 \#

This Entry Level tier is straightforward and requires little explanation.

Minimum to hold (at the time of going to print) is 628 $TRSRY and the daily amount paid out is 0.01% of your $TRSRY holding, paid to you in $UtiliteX.

Mark holds 500 $TRSRY -> Mark is not eligible for any rewards

Rachel holds 628 $TRSRY -> Rachel will receive 0.0628 $UtiliteX on the first day of rewarding (628 \* 0.01%), which will accrue and compound daily.

### Tier 2

The Growth Level tier is also straightforward as it is purely based on a minimum holding of 20K or more $TRSRY and 60K or more $UtiliteX.

Stacie holds 20K $TRSRY and 29K $UtiliteX -> Stacie is not eligible for Tier 2 as she does not hold the minimum 60K $UtiliteX required. Stacie is however eligible for Tier 1, or can purchase an additional 31K $UtiliteX to meet eligibility criteria. She will then earn 32 $UtiliteX on day one (20K \* 0.16%) which will accrue and compound daily.

Jeremy holds 19K $TRSRY and 72K $UtiliteX -> Jeremy is not eligible for Tier 2 as he does not hold the minimum 20K $TRSRY required. Jeremy is however eligible for Tier 1, or can purchase an additional 1K $TRSRY to hit the 20K minimum hold threshold. Jeremy could also opt to trade some of his $UtiliteX for $TRSRY so long as he holds at least 60K $UtiliteX.

Anthony holds 110K $TRSRY and 92K $UtiliteX -> Anthony is eligible and will receive 176 $UtiliteX on day one (110K \* 0.16%) which will accrue and compound daily.

### Tier 3

Tier 3 is more complex and suited to larger holders as well as those able and willing to manage their holdings more tentatively to receive the higher rewards in this Competitive Level.

Caroline holds 100K $TRSRY and 52K $UtiliteX. \
On the rewarding day the value of her holdings are as follows:\
$TRSRY is trading at 0.011XRP/$TRSRY = 1,100 XRP\
$UtiliteX is trading at 0.0043XRP/$UtiliteX = 223.6 XRP\
Caroline has the minimum 100K $TRSRY required, but the XRP value of her $UtiliteX holding (223.6XRP) is not equal or greater to the XRP value of her $TRSRY holding (1,100XRP).\
Caroline is also not eligible for Tier 2 as she does not hold the 60K minimum $UtiliteX required.\
Caroline can purchase an additional 8K $UtiliteX to meet eligibility criteria for Tier 2, or can purchase an additional 203,814 $UtiliteX to match the value of her $UtiliteX holding in XRP to her $TRSRY holding in XRP.

Francois holds 120K $TRSRY and 480K $UtiliteX.\
On the rewarding day the value of his holdings are as follows:\
$TRSRY is trading at 0.009XRP/$TRSRY = 1,080 XRP\
$UtiliteX is trading at 0.0063XRP/$UtiliteX = 3,024XRP\
Francois holds more than the minimum 100K $TRSRY required, and the XRP value of his $UtiliteX holding (3,024XRP) is greater than the XRP value of his $TRSRY holding (1,080XRP) so he will qualify for the 0.32% daily which will be based on his 120K $TRSRY, earning him 384 $UtiliteX on day one (120K \* 0.32%) which will accrue and compound daily.\
To increase his rewards drops, Francois could look at increasing his $TRSRY holding to match the value in XRP of his $UtiliteX holding. At the prices above, this would be 336K $TRSRY which would earn him 1075 $UtiliteX on day one and would accrue and compound daily.



